SSI vs. SSDI: What Are These Benefits and How Do They Differ?

We are committed to providing accurate, impartial and timely disability decisions for South Dakota citizens. When SSA added protection for individuals with disabilities in , the Congress wrote into the law that the disability decision had to be made by a State Agency and not by a federal office. SSA pays the State to run the office and make the decision. The DDS is responsible only for the medical eligibility portion of the disability claim. SSA is responsible for the application process, any other eligibility criteria, and the calculation of benefits if awarded. The DDS staff gathers medical information from the sources listed by the claimants and any new sources discovered in that process. The agency evaluates that evidence against Social Security Disability criteria. These criteria are very specific.

Pemphigus, Pemphigoid, and Social Security Disability

Most people think of Social Security benefits as a monthly payment you start getting in retirement. In fact, Social Security is an umbrella term for several federal benefits programs. One of the largest government programs anywhere in the world, Social Security pays out hundreds of billions of dollars to Americans every year. There are three key groups of people who receive Social Security benefits, including retired workers, survivors of retirees, and families of people with disabilities.

One is Social Security Disability, also known as SSD. The other is Also, if someone is assisting you with food or shelter expenses, it might be counted as income to you. The SSI program does not include any date last insured requirement.

Jump to navigation. This is not a huge concern for the duration of marriage, as he could be on my benefits. How long would it take to get benefits reinstated? We are at a stalemate on the relationship not knowing these answers. Any help is appreciated! Hi there, This is probably the best question I’ve ever received on the forum. I have no idea what the answer is, so I called the SSA. Bethany, the receptionist who took my call, was actually unsure of the answer herself!

She said she believes it’s possible, but it would depend on how long you were married. If you are married for more than ten years, he could always get benefits on your earnings record after age 50 so long as he doesn’t remarry. Thanks for your reply – that was kind of what I was seeing – that if it was within 5 years he could apply for expedited reinstatement, but if we were between years of marriage, or if we divorced before he was 50, then he would be out of luck. My question is if I remarry will I lose my benefits.

Social Security benefits

This discharge requires certification from a doctor that you are unable to work and earn money because of an illness or injury that is expected to result in death, last for a continuous period of not less than 60 months or can be expected to last for a continuous period of not less than 60 months 5 years. Parents with PLUS loans may apply for discharge based on their own disabilities, not those of their children.

If two parents have a PLUS loan and only one becomes disabled, the other parent remains obligated to repay the loan. There are three ways to meet the Department of Education disability discharge standard :. Veterans that obtain a discharge in this way are eligible for a refund of any student loan payments received by the Department of Education after the effective date of the V. You can submit certification from a doctor that you are totally and permanently disabled.

determines the eligibility of people to receive benefits from Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI).

Visit Coronavirus. If you qualify for disability benefits, certain members of your family may be eligible to receive benefits based on your work record. To see the listing of impairments that can qualify for disability, visit the “Adult Listing of Impairments” page. Even if your condition is not included in the listing, you still could get benefits. Once you know which benefits you may be eligible for, visit the Apply For Social Security Benefits webpage to apply online.

For additional information on this benefit or to contact the program, please see below. Federal government websites always use a. Toggle navigation. Browse by Agency. Browse by Category. Other Resources. News and Updates. Compass Newsletter. About Us.

Social Security Disability Insurance Benefits & Supplemental Security Income

Learn More. Or in a crisis , text “NAMI” to Donate Now. Some people living with a mental health condition find that there are periods of time when working becomes too difficult, and they can no longer sustain employment.

What types of disability benefits are available through Social Security? Here is the official list of impairments that render someone eligible for SSDI. of your application, but not dating back to the beginning of your disability.

Developing a disability can be frustrating for many reasons, and the inability to work is one of the hardest things to deal with. In the U. This leaves many unemployed, and not being able to work leads to depression and the feeling of being a burden on your family and loved ones. Fortunately, disability benefits provided by the Social Security Administration can offer relief, giving a disabled person back their agency and dignity, though many are unaware of the rules and qualifications regarding the available benefits.

After reading, acquiring the benefits that you deserve will be a whole lot easier. While the criteria determining whether you are disabled are the same, there are other important differences between the two programs. They are funded by general federal taxes, rather than payroll taxes like SSDI. Benefits begin to be paid out directly after the application process, is complete, although Social Security does not pay out retroactive benefits going back to the beginning of the disability, as in the case of SSDI.

Qualifying for SSI benefits is not based on your work history, but rather your means, assets and disability status. Approval is based on the following criteria:. Unlike SSI, SSDI will pay back benefits beginning from five months after the onset of the disability the designated waiting period to receive benefits. For example: if you applied for benefits in April, , but became disabled in March, , you are eligible to receive back payments beginning though August, , along with future monthly payments.

When Do Social Security Benefits Start and End?

As a rule, it takes one to two months for back benefits to be paid and monthly benefits to begin in a Social Security disability case in which no SSI application was ever filed. When there is SSI involved it takes considerably longer. But these are only general rules.

Social Security Disability Insurance (SSD or SSDI) is a payroll tax-funded federal insurance The date of Medicare eligibility is measured from the date of eligibility for SSDI (generally 6 months after the If a person receives Social Security disability benefits, any COBRA benefits may also be extended from 18 to 29 months.

Wilcenski, Esq. He is a former President of the Special Needs Alliance, and is a frequent author and lecturer on topics involving special needs trusts and estate planning for individuals with disabilities and their families. Hanson concentrates her practice exclusively in the areas of government benefit eligibility, special needs trusts, trust and public benefit litigation, estate planning and planning for incapacity.

Now age 30, Carrie has been living semi-independently since she turned CDB is an income benefit for individuals who were disabled before age 22 and have a parent who paid into the social security system and is retired, dies, or is disabled. A description of how the entitlement amount is determined is beyond the scope of this article. Carrie is on Medicare, Medicaid, and a Medicaid waiver program. When Carrie was 28, she met Daniel and fell in love. They have been dating ever since and have announced joyfully that they are going to get married in the fall.

How will the marriage affect her SSI? How will it affect her Medicaid? Should the family give them gifts? How will her needs be met?

Disability and Death

Please note that the following information is provided for your information and reference. It is not legal advice. Please see your attorney. Although both programs provide a disability benefit, the purpose, benefits, and eligibility requirements for the two programs are different. SSDI is an insurance program for people who become unable to work due to disability. It is funded by the FICA tax and helps replace income lost due to disability.

The Social Security Administration’s (SSA) disability benefit programs are for after the date your pemphigus or pemphigoid started, or your reported onset date. is married to someone who is not eligible, then the SSA does a process called​.

You can apply for Disability benefits online , or if you prefer, you can apply by calling our toll-free number, Our representatives there can make an appointment for your application to be taken over the telephone or at any convenient Social Security office. People who are deaf or hard of hearing may call our toll-free “TTY” number, , between a. The Disability Starter Kit will help you get ready for your disability interview or online application.

Kits are available for adults and for children under age The starter kits provide information about the specific documents and the information that we will request from you. The kits also provide general information about the disability programs and our decision-making process that can help take some of the mystery out of applying for disability benefits. If you apply for Social Security, disability benefits will not begin until the sixth full month of disability.

The Social Security disability waiting period begins with the first full month after the date we decide your disability began. How To Apply You can apply for Disability benefits online , or if you prefer, you can apply by calling our toll-free number,

How can I apply for Social Security benefits?

People with disabilities want to get married. We fall in love and want to make a commitment to the person that we love and become a family. For many it is a religious choice to get married. Yet, too many people with disabilities must choose between getting married and continuing to receive the benefits they need to live from federal programs such as Supplemental Security Income SSI and Medicaid.

Too many have to struggle with this choice because of “marriage penalties.

Some Background info here: I (23m) am currently applying for disability benefits. I am already on food assistance and my very supportive parents are .

Pemphigus and pemphigoid are a group of rare autoimmune diseases that affect the skin and mucous membranes causing painful blistering and scarring. For some patients, the noticeable and sometimes life-threatening, symptoms are too much to work with. Generally, you need to have worked five of the last ten years in a job that pays into Social Security, and additional years depending on your age. After you are approved, you will not receive your first check until five months after the date your pemphigus or pemphigoid started, or your reported onset date.

Be aware the SSA may take up to two years to approve the claim; however, you will be given any back pay in a lump sum check. Two years after your reported onset date, you will be eligible for Medicare. Supplementary Security Insurance SSI is not paid from taxes, so it is best for those with little or no work history, or parents applying for children.

In most states, you will also be automatically enrolled in Medicaid once approved for SSI. The SSA evaluates all applications they receive first with the Blue Book , their official list of impairments and medical requirements. If you meet or equal a condition in the Blue Book, you will be automatically medically eligible for benefits This means that an individual can qualify for benefits based off of their condition, but the decision is ultimately up to a disability examiner, so an individual may have to file an appeal if the examiner denies their application.

Pemphigus and pemphigoid can be found in Section 8. You need to provide medical evidence of the following:. If you do not meet a Blue Book listing but feel your conditions restricts you from performing SGA, you may still be approved with a medical-vocational allowance based on your limitations.

Dating!?!?!?!? With a Disability